Material disclosure
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that
a lender can charge you. APRs for cash advance loans range from 200% to 1386%, and APRs for
installment loans range from 6.63% to 485%. Loans from a state that has no limiting laws or loans
from a bank not governed by state laws may have an even higher APR. The APR is the rate at which
your loan accrues interest and is based upon the amount, cost and term of your loan, repayment
amounts and timing of payments. Lenders are legally required to show you the APR and other terms of
your loan before you execute a loan agreement. APR rates are subject to change.
Material Disclosure. The operator of this website is not a lender, loan broker or
agent for any lender or loan broker. We are an advertising referral service to qualified
participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance
loans and up to $5,000 for installment loans. Not all lenders can provide these amounts and there is
no guarantee that you will be accepted by an independent, participating lender. This service does
not constitute an offer or solicitation for loan products which are prohibited by any state law.
This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or
charge you for any service or product. Any compensation received is paid by participating lenders
and only for advertising services provided. This service and offer are void where prohibited. We do
not control and are not responsible for the actions of any lender. We do not have access to the full
terms of your loan, including APR. For details, questions or concerns regarding your loan please
contact your lender directly. Only your lender can provide you with information about your specific
loan terms, their current rates and charges, renewal, payments and the implications for non-payment
or skipped payments. The registration information submitted by you on this website will be shared
with one or more participating lenders. You are under no obligation to use our service to initiate
contact with a lender, apply for credit or any loan product, or accept a loan from a participating
lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be
regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for
additional information on issues such as credit and late payment implications. These disclosures are
provided to you for information purposes only and should not be considered legal advice. Use of this
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Exclusions. Residents of some states may not be eligible for some or all short-term,
small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to
use this website or service. The states serviced by this website may change from time to time,
without notice.
Credit Implications. The operator of this website does not make any credit
decisions. Independent, participating lenders that you might be matched with may perform credit
checks with credit reporting bureaus or obtain consumer reports, typically through alternative
providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your
information, you agree to allow participating lenders to verify your information and check your
credit. Loans provided by independent, participating lenders in our network are designed to provide
cash to you to be repaid within a short amount of time. The short-term loans are not a solution for
long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your
next pay period. Consider seeking professional advice regarding your financial needs, risks and
alternatives to short-term loans. Late Payments of loans may result in additional fees or collection
activities, or both. Each lender has their own terms and conditions, please review their policies
for further information. Nonpayment of credit could result in collection activities. Each lender has
their own terms and conditions, please review their policies for further information. Every lender
has its own renewal policy, which may differ from lender to lender. Please review your lender’s
renewal policy.
